Andre Enriques Mortgage Banker - VA Loan Expert

Mortgage Lender serving Chula Vista, CA

About Andre Enriques Mortgage Banker - VA Loan Expert

Andre Enriques Mortgage Banker - VA Loan Expert specializes in VA and FHA home loans, primarily assisting active-duty service members, military Veterans, and their families, but also serving non-military members. Operating in San Diego County and surrounding areas, including Los Angeles, they are particularly known for their expertise in providing zero-down VA loans and low-down government-insured mortgage options.

Operating as a DBA of Anchor Funding, Inc., Andre Enriques' practice uniquely functions as both a Direct Mortgage Lender and, when beneficial, a mortgage broker. This hybrid model allows for the efficiency of in-house underwriting, processing, and fast closings, while also leveraging access to over 85 wholesale lenders to offer a broad spectrum of programs and competitive interest rates.

With over 25 years of experience in the mortgage industry, Andre and his team prioritize honesty, integrity, and professionalism. They are committed to making the mortgage experience seamless and stress-free, offering rapid pre-approvals within 24-48 hours and aiming for loan closings within 21 days. Their dedication extends to finding creative solutions for borrowers with less-than-perfect credit, ensuring clients are well-informed and supported throughout their homeownership journey.

Company Information

Founded: 1998
Lender Type: Direct Lender
Headquarters: Chula Vista, CA

Licensed In

CA

Digital Capabilities

Online Application
Pre-Qualification Tool
Real-Time Status Updates

Home Loan Products

VA Loan Program

Loan Types:
VARefinanceCash-Out Refinance
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-EmployedRetired
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramLow Down Payment ProgramNo PMI Program
Credit Tiers:
Fair (620-679)Poor (580-619)
0
100%
Max LTV

FHA Loan Program

Loan Types:
FHA
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program

Conventional Loan Program

Loan Types:
Conventional
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program

Reverse Mortgage Program

Loan Types:
Reverse Mortgage
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
Retired
Income Verification:
Full Documentation

General Refinance & Cash-Out

Loan Types:
RefinanceCash-Out Refinance
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation

Contact Information

891 Kuhn Dr #204
Chula Vista, CA 91914
US

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Business Information

Category: Mortgage Lender
Location: Chula Vista, CA
Status: Standard
Founded: 1998
Type: Direct Lender
Profile Views: 3

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