First Priority Home Loans

First Priority Home Loans is a dedicated mortgage lender based in Chula Vista, California, extending its services throughout the entire state. The firm prides itself on offering a straightforward and efficient loan process, aiming to secure competitive rates for its clients whether they are first-time homebuyers, looking to purchase a dream home, or seeking to refinance an existing loan or consolidate debt.

Distinguished by its hybrid approach, First Priority Home Loans leverages access to over 40 wholesale lenders while also providing its own in-house lending options. This flexibility allows them to shop for the best rates without charging additional lender fees, with the exception of standard third-party costs like appraisal and credit report fees. Their commitment to superior service and competitive pricing sets them apart in the California mortgage market.

With a strong focus on building lasting relationships, the team at First Priority Home Loans specializes in a range of home loan products, including VA, Conventional, FHA, USDA, Jumbo, Refinance, Cash-Out, and Home Equity loans. They are particularly adept at assisting borrowers who require low or no down payment options, and those with re-established credit, embodying a promise of honesty, integrity, and professionalism in every step of the mortgage journey.