Ardi Kotoni - MSA Mortgage LLC - Winthrop MA

Mortgage Lender serving Winthrop, MA

About Ardi Kotoni - MSA Mortgage LLC - Winthrop MA

MSA Mortgage, LLC presents itself as a dedicated direct lender guiding borrowers through the entire home loan journey. With a focus on transparency and comprehensive support, the company outlines a clear process from initial prequalification to final closing. Their website emphasizes an informative approach, providing tools and resources to help clients understand their affordability and navigate mortgage terms.

The lender offers a diverse portfolio of residential financing options designed to meet various needs, including government-backed FHA and VA loans, alongside conventional mortgages for purchases and refinances. They specifically highlight specialized solutions such as cash-out refinances, reverse mortgages, and financing for new construction. Additionally, MSA Mortgage, LLC facilitates bridge loans, providing crucial interim financing for homeowners transitioning between properties.

Committed to client education and streamlined service, MSA Mortgage, LLC integrates digital capabilities like online applications and secure document uploads to enhance efficiency. Their personalized consultation approach aims to align borrowers with the most suitable loan products, ensuring a tailored financial solution for their homeownership goals.

Company Information

Lender Type: Direct Lender

Digital Capabilities

Online Application
Digital Document Upload
Online Account Management
Pre-Qualification Tool
Rate Calculator

Home Loan Products

FHA Loan Program

Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation

VA Loan Program

Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation
Special Programs:
Veteran Program

Conventional Loan Program

Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation

Refinance Program

Loan Types:
Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation

Cash-Out Refinance Program

Loan Types:
Cash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation

FHA/VA Streamline Refinance

Loan Types:
FHAVARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation

Reverse Mortgage Program

Loan Types:
Reverse Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation

Construction Loan Program

Loan Types:
Construction
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation

Home Equity Loan Program

Loan Types:
Home Equity Loan
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation

Bridge Loan Program

Loan Types:
Bridge
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation

Contact Information

Professional Licenses

NMLS ID: MC1984
354 Main St
Winthrop, MA
US

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Business Information

Category: Mortgage Lender
Location: Winthrop, MA
Status: Standard
Type: Direct Lender
NMLS ID: MC1984
Profile Views: 0

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