ASA Lending

Mortgage Broker serving San Francisco, CA

About ASA Lending

ASA Lending is a dedicated mortgage broker based in San Francisco, California, committed to helping individuals and families navigate the complexities of securing home and commercial loans. With a strong emphasis on personalized customer service, the company positions itself as an expert guide in the residential lending industry.

Since its inception, ASA Lending has focused on understanding each borrower's unique financial situation to recommend the most suitable mortgage programs. They specialize in a broad spectrum of loan types, including conventional, government-backed (FHA, VA, USDA), Non-QM, Foreign National, and Reverse Mortgages, demonstrating their versatility in serving diverse client needs.

ASA Lending leverages digital tools for convenient online applications and document submission, aiming to streamline the loan process. Their comprehensive approach, from pre-qualification and rate analysis to detailed explanations of the loan estimate and closing disclosures, highlights their commitment to an informed and smooth borrowing experience for clients across California.

Company Information

Lender Type: Mortgage Broker
Headquarters: San Francisco, CA

Licensed In

CA

Digital Capabilities

Online Application
Digital Document Upload
Rate Calculator
Pre-Qualification Tool

Home Loan Products

Standard Residential Purchase & Refinance Programs

Loan Types:
ConventionalFHAVAUSDARefinanceCash-Out RefinanceHome Equity Loan
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedInvestor
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
620
Min Credit Score

Foreign National Loan Program

Loan Types:
Non-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoInvestment Property
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
Foreign National ProgramNon-Resident Alien Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
620
Min Credit Score

Non-QM Loan Programs

Loan Types:
Non-QMBank StatementDSCRPortfolio
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
Self-Employed1099 ContractorInvestorBusiness Owner
Income Verification:
Full DocumentationBank StatementAsset Depletion
Special Programs:
Self-Employed ProgramBank Statement ProgramAsset Depletion Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
620
Min Credit Score

Reverse Mortgage Loan Program

Loan Types:
Reverse Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondo
Occupancy Types:
Primary Residence
Employment Types:
Retired
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)

Commercial Loan Products

Commercial Loan Programs

Loan Types:
Conventional CRE
Property Types:
Multifamily (5+ units)OfficeRetailIndustrial/WarehouseHospitalityLandMixed-UseSelf-StorageHealthcareManufacturing

Contact Information

4091 19th Ave
San Francisco, CA 94132
US
Mailing Address:
4178 Mission St San Francisco, CA 94112

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Business Information

Category: Mortgage Broker
Location: San Francisco, CA
Status: Standard
Type: Mortgage Broker
NMLS ID: 677154
Profile Views: 16

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