Ascend Federal Credit Union

Credit Union serving Nashville, TN

About Ascend Federal Credit Union

Ascend Federal Credit Union is a not-for-profit financial institution that has been providing trusted service in Middle Tennessee for over 70 years. They are dedicated to helping their neighbors achieve homeownership by offering personalized service and a variety of flexible mortgage solutions.

The credit union distinguishes itself through its specialized mortgage programs tailored for specific communities, including first-time homebuyers, local heroes (teachers, first responders, nurses), and medical professionals (physicians, dentists, veterinarians). They emphasize a local approach, servicing most loans in-house from Middle Tennessee, ensuring ongoing support for their members.

Committed to empowering their members, Ascend provides tools like the free SavvyMoney credit tool for financial wellness and prequalification to prepare individuals for the homebuying journey. Federally insured by NCUA and an Equal Housing Lender, Ascend aims to be a trusted advisor committed to protecting their members' financial paths.

Company Information

Lender Type: Credit Union

Licensed In

TN

Certifications & Credentials

NCUA InsuredEqual Housing LenderFHA ApprovedVA Approved

Digital Capabilities

Online Application
Mobile App
Online Account Management
Pre-Qualification Tool
Credit Monitoring

Home Loan Products

General Home Loan Programs

Loan Types:
ConventionalFHAVARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment ProgramNo PMI Program
Available Terms:
15 years30 years

First-Time Homebuyer Loan

Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerNo PMI ProgramLow Down Payment ProgramDown Payment Assistance
Available Terms:
15 years30 years
0
100%
Max LTV

Local Heroes Mortgage Loan

Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First Responder ProgramNurse/Healthcare Worker ProgramTeacher LoanLow Down Payment Program
Available Terms:
15 years30 years
0
100%
Max LTV

Physician’s Mortgage Loan

Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Physician LoanDentist ProgramLow Down Payment ProgramNo PMI Program
Available Terms:
15 years30 years
0
100%
Max LTV

Contact Information

Professional Licenses

NMLS ID: 451452
810 Gale Park Ln #106
Nashville, TN 37204
US

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Business Information

Category: Credit Union
Location: Nashville, TN
Status: Standard
Type: Credit Union
NMLS ID: 451452
Profile Views: 17

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