Assurance Mortgage

Mortgage Lender serving Houston, TX

About Assurance Mortgage

Assurance Financial helps prospective homeowners navigate the complex mortgage process, guiding them through 10 essential steps from financial preparation to final approval. The company is dedicated to simplifying the journey to homeownership, offering detailed advice on saving for down payments, understanding credit scores, and exploring various loan options.

They provide a range of home loan solutions, including conventional, FHA, VA, USDA, and Jumbo mortgages. With a focus on accessibility, Assurance Financial offers conventional loans with down payments as low as 3%, alongside zero-down options for eligible VA and USDA borrowers. They emphasize the importance of credit health, providing insights into score ranges and improvement strategies.

Assurance Financial prioritizes borrower readiness, instructing clients on organizing financial documents and preparing for the application and underwriting stages. Their comprehensive approach ensures that clients are well-informed and supported, whether they are first-time homebuyers or looking to finance a larger, more expensive property. The lender aims to empower individuals to make confident decisions about their home financing.

Company Information

Lender Type: Direct Lender

Certifications & Credentials

FHA ApprovedVA ApprovedUSDA Approved

Digital Capabilities

Online Application
Digital Document Upload

Home Loan Products

Conventional Loan

Loan Types:
ConventionalRefinance
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
Low Down Payment ProgramNo PMI Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
3%
Min Down Payment
97%
Max LTV
620
Min Credit Score

FHA Loan

Loan Types:
FHARefinance
Property Types:
Single-Family HomeCondo
Occupancy Types:
Primary Residence
3.5%
Min Down Payment
96.5%
Max LTV

VA Loan

Loan Types:
VARefinance
Property Types:
Single-Family HomeCondo
Occupancy Types:
Primary Residence
Special Programs:
Veteran Program
0
100%
Max LTV

USDA Loan

Loan Types:
USDARefinance
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
0
100%
Max LTV

Jumbo Loan

Loan Types:
JumboConventionalRefinance
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Credit Tiers:
Excellent (740+)
740
Min Credit Score

Contact Information

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Get a Free Quote

Business Information

Category: Mortgage Lender
Location: Houston, TX
Status: Standard
Type: Direct Lender
Profile Views: 16

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