Berkshire Lending - Mortgage Lender

Berkshire Lending is a dedicated mortgage lender based in Addison, TX, committed to providing first-class service to its customers. With a philosophy centered on treating clients like family and managing their money as if it were their own, Berkshire Lending aims to simplify the mortgage process and make homeownership accessible.

The company specializes in a range of residential mortgage solutions, including FHA, VA, USDA, and Conventional loans, with a particular focus on low and no down payment options. They are adept at assisting first-time homebuyers and offer specific programs like 'Homes for Texas Heroes,' along with various down payment assistance initiatives. Berkshire Lending also stands out for its expertise in navigating complex income scenarios, such as accepting foster care income, and providing non-QM loans, including DSCR programs for investment properties, which allow for financing without traditional income documentation.

Through their proactive approach and emphasis on client education, as evidenced by Brett Sampson's mortgage blog, Berkshire Lending strives to inform and empower borrowers. They provide flexible financing strategies, such as piggyback loans to eliminate mortgage insurance, ensuring clients find the most advantageous loan terms for their unique financial situations, from home purchases to debt consolidation and investment property acquisition.