C & C Financial Services Inc

Mortgage Broker serving Tampa, FL

About C & C Financial Services Inc

C-Mortgage.com, operating as C & C Financial Services, Inc. since at least 2010, serves as a mortgage broker primarily focused on the Florida market. The company prides itself on providing up-to-date mortgage industry information and assisting a wide range of borrowers, from first-time homebuyers to those with unique financial situations.

They specialize in connecting clients with various home loan options including FHA, Conventional, and notably, a dedicated private money lending arm for borrowers with bad credit and free-and-clear properties in Florida. Their private money program offers solutions for smaller loan amounts, addressing a niche market often overlooked by traditional lenders. They work with wholesale mortgage banks and FHA lenders, indicating a brokering model for most standard loan types.

C-Mortgage.com emphasizes a straightforward approach to loan approval, guiding clients through income verification processes and leveraging automated underwriting systems like Fannie Mae's DU and Freddie Mac's LP. Their commitment extends to helping borrowers navigate challenges such as past financial setbacks through specific programs like the FHA Back To Work Loan, demonstrating a client-centric approach to making homeownership accessible.

Company Information

Founded: 2010
Lender Type: Mortgage Broker
Headquarters: Tampa, FL

Licensed In

FL

Digital Capabilities

Online Application

Home Loan Products

FHA Loan Programs

Loan Types:
FHARefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerDown Payment Assistance
Available Terms:
15 years30 years
Credit Tiers:
Poor (580-619)Fair (620-679)Good (680-739)
3.5%
Min Down Payment
580
Min Credit Score

Conventional Loan Programs

Loan Types:
ConventionalRefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
15 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)

Private Money & Hard Money Loans

Loan Types:
Hard Money
Property Types:
Single-Family HomeInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Income Verification:
No Income Verification
Credit Tiers:
Bad (<580)Poor (580-619)
55%
Max LTV

Commercial Loan Products

General Commercial Loans

Loan Types:
Conventional CRE
Property Types:
Multifamily (5+ units)OfficeRetailIndustrial/Warehouse

Contact Information

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Business Information

Category: Mortgage Broker
Location: Tampa, FL
Status: Standard
Founded: 2010
Type: Mortgage Broker
Profile Views: 0

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