Camden Loans

Mortgage Broker serving Charlotte, NC

About Camden Loans

Camden Loans is an east coast-based mortgage brokerage dedicated to helping clients with their home purchase and refinance needs. Operating in key states including North Carolina, South Carolina, Georgia, Virginia, Texas, and Florida, the company prides itself on being a local "mom and pop shop" that offers personalized service and competitive rates.

The brokerage distinguishes itself by prioritizing client needs and addressing the common challenges faced with larger corporate banks, such as high rates and inexperienced loan officers. Camden Loans emphasizes knowledge, experience, and versatility, ensuring each client receives dedicated attention throughout their home financing journey.

Committed to fostering homeownership, Camden Loans assists a diverse range of borrowers, including first-time homebuyers and veterans, with a focus on achieving financial goals like building equity and stabilizing housing costs. They aim to provide a more client-centric and efficient mortgage experience compared to larger institutions.

Company Information

Lender Type: Mortgage Broker

Licensed In

NCSCGAVATXFL

Digital Capabilities

Online Application
Pre-Qualification Tool

Home Loan Products

Residential Purchase & Refinance Loans

Loan Types:
ConventionalRefinanceCash-Out RefinanceSecond MortgageHELOC
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeTownhouseCondoMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Special Programs:
First-Time Homebuyer
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
580
Min Credit Score

VA Loan Program

Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeTownhouseCondoMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Special Programs:
Veteran Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
0
580
Min Credit Score

FHA Loan Program

Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeTownhouseCondoMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
580
Min Credit Score

USDA Loan Program

Loan Types:
USDA
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
580
Min Credit Score

Contact Information

Professional Licenses

NMLS ID: 1504195
8501 Tower Point Dr Suite B35
Charlotte, NC 28227
US

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Business Information

Category: Mortgage Broker
Location: Charlotte, NC
Status: Standard
Type: Mortgage Broker
NMLS ID: 1504195
Profile Views: 3

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