Capstone Financial

Mortgage Lender serving Scottsdale, AZ

About Capstone Financial

Capstone Financial, operating as a DBA of CTP Funding, has been a dedicated private money and hard money lender for real estate investors nationwide since its establishment in 2010. Founded to support investors in recovering real estate markets, the company has funded over $500 million in asset-based loans. They pride themselves on being a direct lender, managing the entire loan process in-house from underwriting to funding, which ensures fast and flexible solutions for their clients.

Specializing in non-prime residential and commercial real estate, Capstone Financial offers a range of programs including residential hard money, commercial hard money, and fix and flip loans. Their services are designed for borrowers who may not qualify for conventional financing, providing common-sense lending approaches with minimal documentation and asset-based underwriting. This commitment allows them to serve a diverse group of real estate professionals and investors seeking quick capital for their projects.

With a focus on efficient funding and client-centric service, Capstone Financial aims to be a trusted partner in real estate investing. They emphasize quick processing times, offering 24-hour approval responses for fix and flip projects, and a variety of loan options to fit different investment strategies. Their transparent process and dedication to fostering long-term relationships underscore their mission to empower investors.

Company Information

Founded: 2010
Lender Type: Private Money Lender
Headquarters: Scottsdale, AZ
Total Loans Originated: $500 Million in private asset-based loans nationwide

Licensed In

ALL

Certifications & Credentials

NMLS Registered

Digital Capabilities

Online Application

Home Loan Products

Residential Hard Money Loans

Loan Types:
Hard MoneyBridgeNon-QMPortfolio
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)Investment Property
Occupancy Types:
Investment Property
Employment Types:
InvestorBusiness Owner
Income Verification:
No Income Verification
Credit Tiers:
Fair (620-679)Poor (580-619)Bad (<580)

Fix and Flip Loans

Loan Types:
Hard MoneyConstructionRefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeInvestment Property
Occupancy Types:
Investment Property
Employment Types:
InvestorBusiness Owner
Income Verification:
No Income Verification
Special Programs:
Renovation Loan
Available Terms:
1 years2 years3 years
Credit Tiers:
Fair (620-679)Poor (580-619)Bad (<580)
20%
Min Down Payment
80%
Max LTV

Commercial Loan Products

Commercial Hard Money Loans

Loan Types:
Hard Money LoanBridge LoanConventional CRE
Property Types:
Multifamily (5+ units)OfficeRetailIndustrial/WarehouseMixed-Use
Industry Focus:
Real Estate Investors

Contact Information

Professional Licenses

NMLS ID: 302645
1620 N 82nd Pl
Scottsdale, AZ 85257
US
Mailing Address:
1620 N 82nd Place • Scottsdale, AZ 85257

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Business Information

Category: Mortgage Lender
Location: Scottsdale, AZ
Status: Standard
Founded: 2010
Type: Private Money Lender
NMLS ID: 302645
Loans Originated: $500 Million in private asset-based loans nationwide
Profile Views: 15

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