Cardinal Financial Inc

Cardinal Financial is a Denver-based hard money lender offering short-term real estate loans secured by property in Colorado. They cater to investors and businesses seeking quick funding for purchases of income property and fix and flip projects. Cardinal Financial also provides loans to LLCs, corporations, trusts, and other entities, as well as loans for settling estates and auction bidding.

The lender prides itself on a streamlined process, often committing to loans within 24 hours and closing within 48 hours. They emphasize simplicity, requiring minimal documentation and offering competitive interest rates without non-essential fees. Cardinal Financial differentiates itself by using its own funds, allowing for faster and more flexible loan decisions.

With over 30 years of experience in the Denver area, Cardinal Financial has a reputation for quick and easy borrowing, particularly for those who do not require traditional income verification. They focus on the value of the property as the primary underwriting factor, offering advances for repairs and renovations during the loan term.