casamia

Mortgage Broker serving Miami, FL

About casamia

casamia is a dedicated mortgage lender focused on making the homeownership process accessible and straightforward, especially for the Hispanic community. They distinguish themselves by offering services entirely in Spanish, from initial application to closing, eliminating language barriers and fostering a more comfortable experience for borrowers.

The lender prides itself on helping individuals who might believe they don't qualify for a home loan, including those with lower credit scores, minimal down payments, or non-citizen status. They offer a diverse array of loan products, such as FHA, VA, Conventional, Jumbo, and specialized Bank Statement and Foreign National programs, to address a wide spectrum of financial situations and borrower needs.

With a commitment to transparency and personalized support, casamia leverages a hybrid approach combining an easy-to-use online platform for applications and document submission with dedicated loan officers available via phone, text, or in-person. Having successfully helped over 50,000 individuals achieve homeownership, casamia emphasizes a client-centric philosophy to ensure every client feels like their only client.

Company Information

Lender Type: Direct Lender
Headquarters: Miami, FL
Total Loans Originated: Over 50,000

Certifications & Credentials

FHA ApprovedVA Approved

Digital Capabilities

Online Application
Digital Document Upload
Rate Calculator
Automated Underwriting
Real-Time Status Updates

Home Loan Products

Conventional Loans

Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 Employee
Income Verification:
Full Documentation
Special Programs:
Low Down Payment ProgramNo PMI Program
Credit Tiers:
Good (680-739)
3%
Min Down Payment

Jumbo & Non-Conforming Loans

Loan Types:
JumboNon-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-EmployedBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)
20%
Min Down Payment

FHA Loans

Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
Credit Tiers:
Poor (580-619)Bad (<580)
3.5%
Min Down Payment
500
Min Credit Score

VA Loans

Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 Employee
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramLow Down Payment Program
Credit Tiers:
Good (680-739)
0
100%
Max LTV

Refinance Programs

Loan Types:
Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation

Fixed Rate Mortgages

Loan Types:
ConventionalFHAVAJumbo
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Available Terms:
15 years30 years

Adjustable Rate Mortgages

Loan Types:
ConventionalFHAVAJumbo
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence

Reverse Mortgage

Loan Types:
Reverse Mortgage
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
Retired

Bank Statement Loans

Loan Types:
Bank StatementNon-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
Self-EmployedBusiness Owner
Income Verification:
Bank Statement
Special Programs:
Self-Employed ProgramBank Statement Program

Foreign National Program

Loan Types:
Non-QM
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
Investor
Income Verification:
Full Documentation
Special Programs:
Foreign National ProgramNon-Resident Alien ProgramITIN Program

Contact Information

2301 NW 87th Ave #503
Miami, FL 33172
US

Connect With Us

Get a Free Quote

Business Information

Category: Mortgage Broker
Location: Miami, FL
Status: Standard
Type: Direct Lender
Loans Originated: Over 50,000
Profile Views: 7

Advertisement Space