1st Florida Mortgage Lending

Mortgage Broker serving Miami, FL

About 1st Florida Mortgage Lending

1st Florida Mortgage Lending, a consumer-facing name for New Era Solutions, Inc., is a direct mortgage lender based in Miami, FL. The company has been assisting individuals and families in achieving their homeownership dreams for many years, offering a range of loan solutions tailored to diverse financial situations and goals.

They specialize in various home loan products including traditional Fixed Rate Mortgages, flexible Adjustable Rate Mortgages (ARMs), Graduated Payment Mortgages which feature increasing payments for an initial period, and Interest-Only Mortgages designed to reduce initial monthly outlays. Their commitment extends to making the mortgage process accessible, as evidenced by their offering of Down Payment Assistance resources and a Spanish-language option on their website.

1st Florida Mortgage Lending leverages digital tools such as online application forms, quick quote generators for rate calculations and pre-qualification, and comprehensive mortgage calculators to empower borrowers. Operating out of Miami, Florida, and holding NMLS #1833582, they are dedicated to providing clear, understandable financing options for home buyers and those looking to refinance.

Company Information

Lender Type: Direct Lender
Headquarters: Miami, FL

Licensed In

FL

Certifications & Credentials

NMLS Licensed

Digital Capabilities

Online Application
Rate Calculator
Pre-Qualification Tool

Home Loan Products

Fixed Rate Mortgage

Loan Types:
ConventionalRefinanceCash-Out RefinanceHome Equity LoanJumbo
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
10 years15 years20 years25 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
580
Min Credit Score

Adjustable Rate Mortgage (ARM)

Loan Types:
ConventionalRefinanceCash-Out RefinanceHome Equity LoanJumbo
Rate Types:
Adjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
580
Min Credit Score

Graduated Payment Mortgage

Loan Types:
ConventionalRefinanceCash-Out RefinanceHome Equity LoanJumbo
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
580
Min Credit Score

Interest Only Mortgage

Loan Types:
Interest-OnlyConventionalRefinanceCash-Out RefinanceHome Equity LoanJumbo
Rate Types:
Interest-Only
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
580
Min Credit Score

Contact Information

Professional Licenses

NMLS ID: 1833582
10689 N Kendall Dr # 319
Miami, FL 33176
US
Mailing Address:
10689 N. Kendall Drive, Suite 319 Miami, FL 33176

Connect With Us

Get a Free Quote

Business Information

Category: Mortgage Broker
Location: Miami, FL
Status: Standard
Type: Direct Lender
NMLS ID: 1833582
Profile Views: 15

Advertisement Space