SWIFTLEND.COM MORTGAGE

Mortgage Broker serving Miami, FL

About SWIFTLEND.COM MORTGAGE

SwiftLend is a dedicated mortgage brokerage with over a decade of experience, primarily serving clients with low interest rate mortgage loans. Founded by Laszlo Varga, who has been operating his own brokerage for over a decade, the company prides itself on its expertise and wide selection of mortgage types tailored to diverse borrower needs.

What sets SwiftLend apart is its specialized focus on niche lending areas often overlooked by traditional banks. They are recognized experts in financing non-warrantable condominiums, providing tailored solutions for foreign nationals even without income documentation, and offering a robust suite of investor-centric loans including no-income-verification mortgages, fix & flip, fix & rent, and Airbnb property financing. Their commitment extends to helping first-time homebuyers and those leveraging programs like Florida Hometown Heroes Down Payment Assistance.

With a strong emphasis on fast turnaround times and personalized guidance, SwiftLend aims to simplify the mortgage process for its clients. They combine deep industry knowledge with a customer-centric approach, ensuring a smooth transaction for complex scenarios and standard home loans alike, solidifying their reputation as a go-to broker in the Florida market.

Company Information

Founded: 2013
Lender Type: Mortgage Broker

Licensed In

FL

Digital Capabilities

Online Application
Rate Calculator
Online Account Management
Pre-Qualification Tool

Home Loan Products

Conventional, FHA & VA Loans

Loan Types:
ConventionalFHAVA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
15 years30 years
Credit Tiers:
Good (680-739)Excellent (740+)

Florida Hometown Heroes Down Payment Assistance

Loan Types:
ConventionalFHAVA
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Down Payment AssistanceFirst Responder ProgramTeacher LoanNurse/Healthcare Worker ProgramVeteran Program
Credit Tiers:
Good (680-739)

Non-Warrantable Condo Loans

Loan Types:
ConventionalPortfolio
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
CondoInvestment PropertySingle-Family Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedInvestor
Income Verification:
Full DocumentationBank StatementNo Income Verification
Credit Tiers:
Good (680-739)Excellent (740+)

Foreign National Mortgages

Loan Types:
Non-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
InvestorBusiness Owner
Income Verification:
No Income Verification
Special Programs:
Foreign National ProgramNon-Resident Alien Program
Credit Tiers:
Good (680-739)Fair (620-679)

One-time Close Construction Loan

Loan Types:
Construction
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)
5%
Min Down Payment
700
Min Credit Score

No Income Verification Investor Mortgages

Loan Types:
Non-QMDSCR
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Investment PropertySingle-Family HomeCondoMulti-Family (2-4 units)Townhouse
Occupancy Types:
Investment Property
Employment Types:
Self-EmployedInvestorBusiness Owner
Income Verification:
No Income VerificationBank StatementAsset Depletion
Special Programs:
Self-Employed ProgramBank Statement ProgramAsset Depletion Program
Credit Tiers:
Good (680-739)Fair (620-679)

Fix & Flip Mortgage

Loan Types:
Hard MoneyBridge
Rate Types:
Fixed Rate
Property Types:
Investment Property
Occupancy Types:
Investment Property
Employment Types:
InvestorBusiness Owner
Income Verification:
No Income Verification
Credit Tiers:
Good (680-739)Fair (620-679)

Fix & Rent Mortgage

Loan Types:
Non-QMDSCRPortfolio
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Investment Property
Employment Types:
InvestorBusiness OwnerSelf-Employed
Income Verification:
No Income Verification
Special Programs:
Self-Employed ProgramBank Statement Program
Available Terms:
1 years
Credit Tiers:
Good (680-739)Fair (620-679)
25%
Min Down Payment
75%
Max LTV

Jumbo Mortgages

Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
15 years30 years
Credit Tiers:
Excellent (740+)

Bridge Loans

Loan Types:
Bridge
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
InvestorBusiness OwnerW-2 EmployeeSelf-Employed
Income Verification:
Full DocumentationNo Income Verification
Credit Tiers:
Good (680-739)Excellent (740+)

First-time Homebuyer Mortgages

Loan Types:
ConventionalFHAVA
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 Employee
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
Available Terms:
30 years
Credit Tiers:
Good (680-739)Fair (620-679)

Home Equity Line of Credit (HELOC)

Loan Types:
HELOCHome Equity LoanSecond Mortgage
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond Home
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Good (680-739)Excellent (740+)

Airbnb Loans

Loan Types:
DSCRNon-QMPortfolio
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Investment PropertySingle-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Investment Property
Employment Types:
InvestorBusiness OwnerSelf-Employed
Income Verification:
No Income Verification
Special Programs:
Self-Employed ProgramBank Statement Program
Credit Tiers:
Good (680-739)Fair (620-679)

Contact Information

Get a Free Quote

Business Information

Category: Mortgage Broker
Location: Miami, FL
Status: Standard
Founded: 2013
Type: Mortgage Broker
Profile Views: 17

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