Cascade Financial Services

Cascade Financial Services, a direct lender founded in 1999, specializes exclusively in providing affordable home financing for manufactured and modular homes. Established by its founders to address the unmet needs of customers seeking attainable homeownership, particularly those overlooked by larger traditional lenders, the company has become a leading national lender in the manufactured housing sector with over two decades of dedicated service.

The company distinguishes itself through its deep expertise in factory-built housing, offering tailored loan programs including FHA, VA, and Chattel loans. Cascade features in-house underwriting by specialists who understand the unique aspects of manufactured home lending. They emphasize a personalized service approach, guiding borrowers—especially first-time homebuyers, rural consumers, and military families—through every step of the loan process.

Operating as an Equal Housing Lender, Cascade serves customers in over 40 states, providing digital capabilities like online applications and pre-qualification tools for streamlined experiences. Their commitment to making homeownership accessible is reflected in positive customer testimonials and an A+ rating from the Better Business Bureau, solidifying their reputation as a trusted partner in the manufactured home community.