Certified Funding

Certified Funding, L.P. stands as a distinguished direct lender, specializing exclusively in second lien mortgage financing since its establishment in 1985. As an independently owned and operated firm, they primarily serve mortgage brokers and bankers, providing essential capital for various residential needs, including purchase money, home equity, and home improvement loans. Their long-standing presence in the market underscores their expertise and commitment to this specialized segment of lending.

The company sets itself apart by offering niche second lien products designed to meet diverse client requirements. This includes facilitating jumbo second liens, providing financing alongside construction/perm loans, and offering home improvement second mortgages with competitive combined loan-to-value (CLTV) ratios up to 95%. Certified Funding is also notable for its programs supporting first-time homebuyers with second liens and its willingness to work with borrowers who have credit scores below 700, expanding access to financing.

Certified Funding, L.P. prides itself on an efficient and knowledgeable staff, ensuring on-time closings and reliable service for their broker and banker partners across Texas and Colorado. Their dedicated focus on second liens allows them to offer specialized solutions and a depth of expertise that general lenders might not provide, reinforcing their motto, "Lien on us 1st for your 2nds!"