Citywide Banks a division of HTLF Bank

Citywide Banks, a division of UMB Bank, n.a., provides various banking services, including personal checking accounts, money market accounts, and certificates of deposit. They also offer business solutions such as business credit cards, loans, and commercial deposit accounts.

They focus on providing convenient payment solutions for businesses through merchant services in partnership with Heartland. These services include point-of-sale systems and the ability to accept various payment methods. Citywide Banks also provides cash management solutions through cash vault services, aiming to improve cash flow and reduce risks for businesses.

Their offerings include overdraft services with different coverage options and additional services like overdraft transfers and ready reserve lines of credit to help customers manage their accounts effectively. They also provide mobile banking, spending tracking tools, and balance alerts.