Clearwater Mortgage

Clearwater Mortgage LLC is a dedicated mortgage broker based in Clearwater, Florida, serving clients across the entire state. Founded by Sandy Chinchar, the company prides itself on offering personalized service and guiding borrowers through the often complex loan process from pre-qualification to closing.

As a mortgage broker, Clearwater Mortgage provides access to a wide array of loan programs and lenders, enabling them to match clients with competitive interest rates and solutions tailored to their unique financial needs. They specialize in various home loan types including Conventional, FHA, VA, Jumbo, and offer comprehensive refinancing options such as cash-out refinances. The firm is also adept at assisting first-time homebuyers with down payment assistance programs, and provides niche products like Reverse Mortgages, Hard Money loans, and Foreign National programs.

Committed to transparency and client satisfaction, Clearwater Mortgage aims to simplify the home financing journey. With an emphasis on direct communication and local accessibility, they strive to deliver efficient service, ensuring clients feel supported and respected throughout their homeownership or refinancing endeavors. The company leverages online tools like application portals and rate calculators to enhance the borrower experience.