Community State Bank

Bank serving Des Moines, IA

About Community State Bank

Community State Bank is a community-focused bank offering a variety of personal and business banking services. They aim to provide convenient and accessible financial solutions, including online and mobile banking, checking and savings accounts, and wealth management services.

The bank emphasizes customer care and community involvement. They offer home loans with a personalized approach, assigning mortgage consultants to guide customers through the process. They also provide services like online balance reporting and fraud protection for businesses.

CSB also offers wealth management services, including trust and estate services, where they can act as trustee or executor. They strive to make financial management easier for their customers through digital tools like Zelle and credit monitoring.

Company Information

Lender Type: Bank

Digital Capabilities

Online Account Management
Mobile App
Credit Monitoring

Home Loan Products

Conventional Loans

Loan Types:
Conventional
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
HomeReady Program
Available Terms:
15 years30 years
Credit Tiers:
Excellent (740+)
20%
Min Down Payment
740
Min Credit Score

Construction Loans

Loan Types:
Construction
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence

FHA Loans

Loan Types:
FHA
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence

RD/USDA Loans

Loan Types:
USDA
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence

VA Loans

Loan Types:
VA
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Special Programs:
Veteran Program

Home Equity Loans

Loan Types:
Home Equity Loan
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence

Home Equity Lines of Credit

Loan Types:
HELOC
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence

Lot Loans

Property Types:
Single-Family HomeVacation/Second HomeInvestment Property

Bridge Loans

Loan Types:
Bridge
Property Types:
Single-Family HomeVacation/Second HomeInvestment Property

In-house Loans

Contact Information

1401 E Euclid Ave
Des Moines, IA 50316
US

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Business Information

Category: Bank
Location: Des Moines, IA
Status: Standard
Type: Bank
Profile Views: 6

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