Construction Private & Hard Money Lending - London Financial Company (LFC)

London Financial Company (LFC) operates as a direct and private equity lender based in South Florida, specializing in responsive financing solutions for real estate investors and developers. With over 15 years of expertise in the region, LFC distinguishes itself by providing in-house funding for both construction and hard money loans, explicitly stating they are not a brokerage. This approach allows them to offer greater flexibility and speed, cultivating a reputation for client-centric service that prioritizes successful outcomes for their borrowers rather than traditional profit motives.

The firm is particularly known as a go-to source for construction loans catering to small and mid-sized developers engaged in building luxury spec homes across South Florida. LFC manages the entire construction loan process internally, from plan review and cost analysis to monthly inspections, ensuring an efficient and streamlined experience. For their hard money offerings, LFC provides funding based primarily on real estate value, making them an accessible option for individuals, companies, and trusts seeking financing for non-primary residence properties.

Funded primarily by a network of family and friends, London Financial Company is able to offer highly flexible underwriting standards, unburdened by the stringent regulations faced by traditional banks. This entrepreneurial approach allows them to custom-tailor loan terms, including interest-only structures with 1-2 year terms, for loans ranging from $500,000 to $12,000,000. Their commitment to acting as a "true lender" and partner underscores their operational ethos within the South Florida real estate market.