About Credit Union of Richmond
Credit Union of Richmond, established in 1923, stands as Virginia's longest continuously operating credit union. As a member-owned financial cooperative, it prioritizes its members by delivering personalized services to fulfill their financial aspirations. The credit union differentiates itself by focusing on members rather than profits, enabling them to provide lower fees and more favorable rates on loans and deposits when compared to other financial institutions.
The CU Difference highlights the not-for-profit nature of Credit Union of Richmond, ensuring that members' interests are at the forefront. This approach allows for a focus on service quality and personalized attention, enhancing the overall member experience. Members also gain access to special discounts on products and services, further enriching the value of their membership.
With a commitment to financial security, Credit Union of Richmond emphasizes the safety of member deposits, backed by insurance. The credit union continually shares important tips to help members stay ahead of payment scams, demonstrating their dedication to the financial well-being of their community. They operate with a friendly staff and strive to provide quality service to their members.
The CU Difference highlights the not-for-profit nature of Credit Union of Richmond, ensuring that members' interests are at the forefront. This approach allows for a focus on service quality and personalized attention, enhancing the overall member experience. Members also gain access to special discounts on products and services, further enriching the value of their membership.
With a commitment to financial security, Credit Union of Richmond emphasizes the safety of member deposits, backed by insurance. The credit union continually shares important tips to help members stay ahead of payment scams, demonstrating their dedication to the financial well-being of their community. They operate with a friendly staff and strive to provide quality service to their members.
Company Information
Founded: 1923
Lender Type: Credit Union
Digital Capabilities
Online Account Management
Home Loan Products
Home Equity Loan
Loan Types:
HELOCSecond MortgageHome Equity Loan
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-opInvestment PropertyVacation/Second HomeTiny HomeModular Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Available Terms:
5 years8 years10 years15 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
New Auto Purchase
Rate Types:
Fixed Rate
Available Terms:
4 years5 years6 years7 years
Used Auto Purchase and Refinance (2022-2024)
Loan Types:
Refinance
Rate Types:
Fixed Rate
Available Terms:
4 years5 years6 years7 years
Used Auto Purchase and Refinance (2021 and older)
Loan Types:
Refinance
Rate Types:
Fixed Rate
Available Terms:
4 years5 years6 years7 years
New & Used RV Purchase and Refinance
Loan Types:
Refinance
Rate Types:
Fixed Rate
Available Terms:
4 years5 years6 years7 years8 years9 years10 years
Personal Loan
Rate Types:
Fixed Rate
Available Terms:
2 years3 years4 years5 years
Contact Information
1601 Ownby Ln
Richmond, VA 23220
US
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Business Information
Category: Credit Union
Location: Richmond, VA
Status: Standard
Founded: 1923
Type: Credit Union
Profile Views: 15
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