Crystal Vroman at CrossCountry Mortgage LLC

Mortgage Lender serving Raleigh, NC

About Crystal Vroman at CrossCountry Mortgage LLC

Alta Home Lending, operating under Republic State Mortgage Co. (NMLS #62411), is a direct mortgage lender dedicated to making homeownership accessible and stress-free. With its roots tied to Republic State Mortgage Co., the company focuses on guiding individuals through the loan process, emphasizing a supportive and impactful experience. Their commitment extends to helping clients find the right financial foundation for their dreams, growth, and stability.

The lender offers a comprehensive suite of home loan products, including Conventional, FHA, VA, USDA, and Jumbo loans, catering to a wide range of borrower needs, from first-time homebuyers to those seeking larger loan amounts. They are particularly noted for their digital capabilities, providing an intuitive mobile app that allows for online applications, secure document uploads, e-signatures, and real-time loan progress tracking, ensuring a seamless and convenient experience.

A prominent figure within Alta Home Lending is Crystal Vroman, known as "The Cat Lady Lender," a top originator and US Army veteran. Crystal exemplifies the company's community-focused approach, actively supporting various local charities and advocating for veterans' housing rights in North Carolina. Her personal brand highlights a dedication to service, education, and compassionate lending, reflecting Alta Home Lending's broader mission to combine professional expertise with genuine care for their clients and community.

Company Information

Lender Type: Direct Lender
Headquarters: Houston, TX

Licensed In

FLOHNC

Digital Capabilities

Online Application
Mobile App
Digital Document Upload
E-Signature
Rate Calculator
Real-Time Status Updates

Home Loan Products

Conventional Loan

Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation

FHA Loan

Loan Types:
FHA
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Bad (<580)Poor (580-619)Fair (620-679)
3.5%
Min Down Payment
500
Min Credit Score

VA Loan

Loan Types:
VA
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Veteran Program
0

USDA Loan

Loan Types:
USDA
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
0

Jumbo Loan

Loan Types:
Jumbo
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Good (680-739)Excellent (740+)
10%
Min Down Payment
700
Min Credit Score

Contact Information

Professional Licenses

NMLS ID: 62411
4509 Creedmoor Rd Suite 504
Raleigh, NC 27612
US
Mailing Address:
815 Hawthorne Street, Houston, TX 77006

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Business Information

Category: Mortgage Lender
Location: Raleigh, NC
Status: Standard
Type: Direct Lender
NMLS ID: 62411
Profile Views: 0

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