CSMC Mortgage

Mortgage Broker serving Simi Valley, CA

About CSMC Mortgage

CSMC Mortgage, also known as Customer Service Mortgage Corporation, aims to simplify the home financing journey with a focus on client education and a wide array of loan options. Operating under the license of Alameda Mortgage Corporation, an NMLS #271603 licensed direct lender in California, CSMC Mortgage is dedicated to making the loan process quick and straightforward.

The company positions itself as a solution-focused lender, catering to diverse needs including first-time homebuyers and those looking to purchase their first residential investment property. They offer a comprehensive suite of conventional, government-backed (FHA, VA), jumbo, reverse, and Non-QM loans, emphasizing personalized service to match borrowers with the ideal product.

CSMC Mortgage strives to be a partner in achieving homeownership dreams, providing support and guidance while leveraging their product range, including specialized options like Bank Statement and DSCR loans, to serve a broad spectrum of clients. Their commitment is to deliver a smooth and empowering experience for every borrower.

Company Information

Lender Type: Direct Lender

Licensed In

CA

Certifications & Credentials

Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act

Digital Capabilities

Rate Calculator

Home Loan Products

Conventional Loans

Loan Types:
ConventionalRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program

Jumbo Loans

Loan Types:
JumboRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
5%
Min Down Payment

Reverse Mortgages

Loan Types:
Reverse Mortgage
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
Retired

FHA Loans

Loan Types:
FHARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment ProgramDown Payment Assistance
Credit Tiers:
Fair (620-679)Poor (580-619)
3.5%
Min Down Payment

Non-QM Loans

Loan Types:
Non-QMBank StatementDSCRPortfolio
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
Self-EmployedInvestorBusiness Owner
Income Verification:
Bank StatementFull DocumentationNo Income VerificationStated Income
Special Programs:
Bank Statement ProgramSelf-Employed ProgramForeign National ProgramITIN ProgramAsset Depletion Program

VA Loans

Loan Types:
VARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramLow Down Payment Program

Contact Information

3655 Alamo St UNIT 101
Simi Valley, CA 93065
US

Get a Free Quote

Business Information

Category: Mortgage Broker
Location: Simi Valley, CA
Status: Standard
Type: Direct Lender
NMLS ID: 271603
Profile Views: 5

Advertisement Space

Other Mortgage Brokers in Simi Valley, CA