Dade County Federal Credit Union

Dade County Federal Credit Union (DCFCU) is a member-owned financial cooperative dedicated to serving the residents of Miami-Dade and Broward Counties, Florida. With a strong commitment to putting members first, DCFCU positions itself as a community-focused alternative to traditional banks, prioritizing personalized service and financial well-being for families in its service area.

DCFCU offers a comprehensive suite of first mortgage products, including Conventional, Jumbo, FHA, and VA fixed-rate loans, alongside robust refinancing options. They are particularly active in making homeownership accessible, featuring low down payment options and actively participating in significant down payment and closing cost assistance programs for first-time homebuyers and first responders. Their offerings specifically cater to single-family homes and townhouses.

The credit union embraces digital convenience with online banking, a mobile app that supports check deposits and Zelle transactions, and a mortgage calculator. DCFCU emphasizes fixed-rate mortgages to provide payment predictability and leverages its local expertise to guide members through the complexities of home financing, aiming to fulfill the American dream of homeownership for its community.