Dalin Financial LLC

Dalin Financial is a private money lender based in Philadelphia, PA, specializing in hard money loans for real estate investors. Their focus is on providing quick, flexible financing solutions for investment properties, including residential, mixed-use, and multi-family units, primarily for fix-and-flip or refinance strategies.

The lender offers short-term loans, typically 9-12 months, with competitive interest rates ranging from 12% to 16%. They differentiate themselves by allowing borrowers to finance origination fees (3-6 points) within the loan, offering no prepayment penalties, and maintaining an interest reserve to support investors during the initial rehabilitation and marketing phases. Dalin Financial emphasizes rapid approval, often within one business day for complete applications, streamlining the investment process for their clients.

With a strong emphasis on investor success, Dalin Financial provides financing up to 70% Loan-to-Value (LTV) based on the After Repair Value (ARV) and can cover up to 100% of the acquisition cost, with rehabilitation funds held in reserve. They require a personal guarantee and minimum liquidity, catering to experienced investors with mid-credit scores starting from 650 for flip deals and 700 for refinance transactions. Their dedicated team in Philadelphia aims to be a key partner in real estate investment growth and profitability.