Danielle Norris at First Centennial Mortgage

Mortgage Lender serving Austin, TX

About Danielle Norris at First Centennial Mortgage

Danielle Norris serves as a dedicated Loan Officer at Citywide Home Mortgage, operating out of her office in Austin, Texas. With NMLS ID 221829, Danielle and her team are committed to providing a seamless and transparent mortgage experience, priding themselves on excellent customer service and consistent communication with clients and partners.

Citywide Home Mortgage, through Danielle Norris, offers a diverse portfolio of home loan products tailored to various borrower needs. This includes traditional Conventional, FHA, VA, and USDA loans, often with low or even zero down payment options for eligible applicants. They also feature a unique "Same Day Mortgage" program designed to expedite the approval process, alongside a rapid fintech HELOC option.

Beyond standard offerings, the team specializes in niche programs for specific borrower demographics. These include Bank Statement Loans for self-employed individuals who may not have traditional income documentation, Physician Loans with beneficial terms like paid mortgage insurance, and Foreign National Loans that do not require a social security number or FICO score, demonstrating a flexible approach to diverse financial situations.

Company Information

Lender Type: Direct Lender
Headquarters: Austin, TX

Licensed In

TX

Digital Capabilities

Online Application
Digital Document Upload
Rate Calculator
E-Signature
Automated Underwriting

Home Loan Products

Standard & Government Loan Programs

Loan Types:
ConventionalFHAVAUSDA
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment ProgramDown Payment AssistanceVeteran Program
Available Terms:
30 years
0

Home Equity Line of Credit (HELOC)

Loan Types:
HELOC
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation

Bank Statement Loan Program

Loan Types:
Bank StatementNon-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
Self-Employed
Income Verification:
Bank Statement
Special Programs:
Self-Employed ProgramBank Statement Program

Jumbo Loan Program

Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedBusiness Owner
Income Verification:
Full Documentation

Physician Loan Program

Loan Types:
ConventionalPortfolio
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 Employee
Income Verification:
Full Documentation
Special Programs:
Physician LoanNo PMI Program
5%
Min Down Payment

Foreign National Loan Program

Loan Types:
Non-QMPortfolio
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
Investor
Income Verification:
No Income Verification
Special Programs:
Foreign National ProgramNon-Resident Alien Program

Contact Information

7700 W State Hwy 71 #120
Austin, TX 78735
US
Mailing Address:
7700 West Highway 71, Suite 120 Office 1 Austin TX, 78735

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Business Information

Category: Mortgage Lender
Location: Austin, TX
Status: Standard
Type: Direct Lender
NMLS ID: 221829
Profile Views: 11

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