Dave Soza - Powerhouse Mortgage

Mortgage Broker serving Downey, CA

About Dave Soza - Powerhouse Mortgage

Powerhouse Mortgage Inc. is a full-service mortgage company based in Downey, California, primarily serving clients throughout Los Angeles County. With a focus on helping individuals achieve homeownership dreams, the company specializes in government-backed loan programs such as FHA and VA, alongside traditional Conventional and Jumbo loan offerings. They also provide comprehensive refinancing solutions, including various FHA, VA, USDA, Conventional, and Jumbo refinance options, as well as Home Equity Lines of Credit (HELOCs).

Distinguishing itself in the market, Powerhouse Mortgage Inc. offers niche programs designed to cater to a wider range of borrowers. These include specialized options like Down Payment Assistance and Bank Statement Programs, particularly beneficial for self-employed individuals. Their commitment extends to guiding clients through various mortgage rate options, encompassing traditional Fixed-Rate mortgages, Adjustable-Rate Mortgages (ARMs), and Interest-Only loans.

The company emphasizes a client-centric loan process, offering tools for pre-qualification and providing professional advice to match borrowers with the most suitable loan program for their financial situation and future goals. Powerhouse Mortgage Inc. combines a personalized approach with a range of loan products to support both purchase and refinance needs in their local Southern California market.

Company Information

Lender Type: Direct Lender
Headquarters: Downey, CA

Licensed In

CA

Certifications & Credentials

FHA ApprovedVA ApprovedUSDA Approved

Digital Capabilities

Online Application
Digital Document Upload
Rate Calculator
Pre-Qualification Tool

Home Loan Products

FHA Loan Programs

Loan Types:
FHARefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerFHA 203k
Available Terms:
15 years30 years

VA Loan Programs

Loan Types:
VARefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Veteran Program
Available Terms:
15 years30 years
0
100%
Max LTV

USDA Loan Programs

Loan Types:
USDARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
15 years30 years
0
100%
Max LTV

Conventional Loan Programs

Loan Types:
ConventionalRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
15 years30 years

Jumbo Loan Programs

Loan Types:
JumboRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
15 years30 years

Home Equity Line of Credit (HELOC)

Loan Types:
HELOC
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation

Bank Statement Programs

Loan Types:
Bank StatementNon-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
Self-Employed
Income Verification:
Bank Statement
Special Programs:
Bank Statement ProgramSelf-Employed Program
Available Terms:
15 years30 years

Down Payment Assistance Programs

Loan Types:
ConventionalFHA
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Special Programs:
Down Payment Assistance

HomePath Loans

Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
15 years30 years

Commercial Loan Products

Commercial Loan Programs

Loan Types:
Conventional CRECommercial Refinance
Property Types:
Office

Contact Information

9317 Firestone Blvd
Downey, CA 90241
US
Mailing Address:
9317 Firestone Blvd Downey, CA 90241

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Business Information

Category: Mortgage Broker
Location: Downey, CA
Status: Standard
Type: Direct Lender
Profile Views: 0

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