Home Central Financial (Reverse Mortgage Refinance Mortgages)

Mortgage Broker serving Downey, CA

About Home Central Financial (Reverse Mortgage Refinance Mortgages)

Home Central Financial is a dedicated mortgage broker based in Downey, CA, committed to serving first-time homebuyers, existing homeowners, and real estate investors. Led by Miguel A. Vazquez and his experienced team, the company offers a personalized approach to navigating the mortgage landscape, ensuring clients receive comprehensive support throughout their home purchase or refinance journey.

Their mission centers on securing the lowest possible mortgage interest rates and closing costs, paired with exceptional customer service founded on honesty and integrity. Home Central Financial prides itself on offering a diverse array of customizable mortgage products, including FHA, VA, Conventional, Reverse Mortgages (including Jumbo), and various Refinance options, tailored to meet specific client needs.

Leveraging modern technology, Home Central Financial provides convenient digital tools such as online applications, document uploads, and mortgage calculators to streamline the process. Their local expertise in the Downey area, combined with a commitment to educating clients on loan programs and processes, positions them as a trusted resource for achieving homeownership and managing mortgage finances.

Company Information

Lender Type: Mortgage Broker
Headquarters: Downey, CA

Licensed In

CA

Digital Capabilities

Online Application
Digital Document Upload
Rate Calculator
Pre-Qualification Tool

Home Loan Products

FHA Loan Programs

Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment ProgramDown Payment Assistance
Available Terms:
15 years30 years
Credit Tiers:
Fair (620-679)Good (680-739)
3.5%
Min Down Payment

VA Loan Programs

Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramLow Down Payment Program
Available Terms:
15 years30 years
Credit Tiers:
Fair (620-679)Good (680-739)
100%
Max LTV

Conventional Loan Programs

Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorBusiness OwnerInvestor
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment ProgramDown Payment Assistance
Available Terms:
15 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)

Reverse Mortgage Programs

Loan Types:
Reverse MortgageFHAJumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
Retired
Income Verification:
Full Documentation
Available Terms:
15 years30 years
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)

Refinance Mortgage Programs

Loan Types:
RefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Available Terms:
15 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)

Contact Information

Get a Free Quote

Business Information

Category: Mortgage Broker
Location: Downey, CA
Status: Standard
Type: Mortgage Broker
Profile Views: 1

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