David Allen - Colonial Mortgage Group

Colonial Mortgage Group has been serving local mortgage needs for 29 years, operating as a dedicated mortgage broker. Based in Waldorf, MD, the company specializes in connecting borrowers with a wide array of loan options from various wholesale lenders across Maryland, Washington D.C., Florida, Virginia, and Pennsylvania. Their comprehensive approach ensures clients receive personalized guidance through the complex mortgage process, distinguishing them from direct lenders by offering diverse choices tailored to individual financial situations.

The group is particularly adept at finding solutions for challenging scenarios, including loans for applicants with less-than-perfect credit, those seeking minimal or no down payments, and investors interested in non-owner-occupied properties. They offer a spectrum of income and asset verification options, ranging from full documentation to stated income and no income verification, ensuring flexibility for self-employed individuals, investors, and retired clients. Their offerings include FHA loans (including 203k), reverse mortgages, conventional, conforming, and jumbo loans, as well as various refinance options.

Led by experienced professionals like Paul Skeens, who is occasionally featured in national mortgage news, Colonial Mortgage Group leverages its extensive network to shop for the best available terms. They prioritize client education, offering pre-qualification and pre-approval processes, online application tools, and secure document portals. Their commitment to matching clients with suitable lenders underpins their long-standing reputation in the local community.