Desert Financial Credit Union

Desert Financial is a leading credit union primarily serving Arizona, dedicated to improving the financial well-being of its members and the community. As a not-for-profit institution, it prioritizes giving back to its members and local initiatives, contrasting with traditional banks focused on shareholder returns. The credit union has a strong commitment to community investment, having contributed over $4.5 million in 2023 and awarded significant scholarships to students.

Desert Financial offers a range of home loan products, including conventional fixed-rate loans, jumbo loans, adjustable-rate mortgages (ARMs), and home equity lines of credit (HELOCs). They are particularly noted for their First-Time Homebuyer Program, which can offer unique benefits like zero down payment options and support for aspiring homeowners, especially within Arizona.

Embracing modern convenience, Desert Financial provides robust digital capabilities through its mobile app, online application processes, and a pre-qualification tool. With a network of nearly 50 branches statewide, they combine accessible local service with innovative financial solutions, reinforcing their reputation as a member-centric and community-focused financial partner.