Desert State Mortgage

Mortgage Broker serving Gilbert, AZ

About Desert State Mortgage

Desert State Mortgage LLC has been providing personalized mortgage solutions to clients for over two decades, emphasizing fast, customized quotes, competitive rates, and service with integrity. Based in Gilbert, Arizona, they are a licensed Equal Housing Lender dedicated to simplifying the home financing process for a diverse range of borrowers.

The company offers a comprehensive suite of residential loan products, including various fixed-rate and adjustable-rate mortgages, as well as government-backed options such as FHA, VA, and USDA loans. They also specialize in niche programs like Jumbo loans, FHA 203k renovation loans, and Reverse Mortgages, catering to both first-time homebuyers and seasoned real estate investors seeking financing for primary residences or investment properties.

Desert State Mortgage leverages digital tools to enhance the customer experience, providing online pre-qualification, rate calculators, and refinance analysis tools. Their commitment to guiding borrowers through every step of the loan process, from initial qualification to choosing the right program, underscores their client-centric approach.

Company Information

Lender Type: Direct Lender
Headquarters: Gilbert, AZ

Licensed In

AZ

Certifications & Credentials

Equal Housing LenderFHA ApprovedVA ApprovedUSDA Approved

Digital Capabilities

Online Application
Pre-Qualification Tool
Rate Calculator

Home Loan Products

30 Year Fixed Rate Mortgage

Loan Types:
ConventionalFHAVAUSDAJumbo
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary ResidenceInvestment Property
Special Programs:
First-Time Homebuyer
Available Terms:
5 years15 years30 years

15 Year Fixed Rate Mortgage

Loan Types:
ConventionalFHAVAUSDAJumbo
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary ResidenceInvestment Property
Special Programs:
First-Time Homebuyer
Available Terms:
5 years15 years30 years

Adjustable Rate Mortgage

Loan Types:
Conventional
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence

FHA Loans

Loan Types:
FHA
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence

VA Loans

Loan Types:
VA
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Special Programs:
Veteran Program

Jumbo Loans

Loan Types:
Jumbo
Property Types:
Single-Family Home
Occupancy Types:
Primary ResidenceInvestment Property

FHA 203k Loan

Loan Types:
FHAConstructionRefinance
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Special Programs:
Renovation LoanFHA 203k

USDA Loans

Loan Types:
USDA
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence

HARP Loans

Loan Types:
Refinance
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence

Reverse Mortgage

Loan Types:
Reverse Mortgage
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence

Contact Information

Professional Licenses

NMLS ID: 148032
2200 E Williams Field Rd Suite 200
Gilbert, AZ 85295
US
Mailing Address:
2200 E Williams Field Road Suite #200, Gilbert, AZ 85295

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Business Information

Category: Mortgage Broker
Location: Gilbert, AZ
Status: Standard
Type: Direct Lender
NMLS ID: 148032
Profile Views: 12

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