Direct Bank Rate

Direct Bank Rate is a full-service mortgage company based in Orange, California, specializing in FHA, VA, and first-time homebuyer programs. They serve surrounding cities in Orange County, LA County, and San Diego. The company is dedicated to helping clients realize their dream of homeownership and save money by securing lower monthly payments.

Direct Bank Rate offers a range of purchase loan programs, including FHA, VA, USDA, HomePath, Jumbo, Commercial, and Conventional loans. They also provide various refinance options tailored to meet the needs of local borrowers, such as FHA Streamline, FHA Cash Out, FHA 203k, VA Streamline, VA Cash Out, USDA Streamline, Conventional, HELOC, HARP, Commercial, and Jumbo refinancing.

What sets Direct Bank Rate apart is their offering of niche programs like 3% down, Zero down, VOE, Stated Income, Conventional, Jumbo, No Income, No Doc, and Hard Money loans. This variety allows them to cater to a wide range of clients with diverse financial situations and needs. NMLS: 29818.