Direct Mortgage Corp.

Mortgage Lender serving Midvale, UT

About Direct Mortgage Corp.

Direct Mortgage, Corp. operates as a dedicated mortgage broker specializing in residential lending across Utah. Despite its name, the company clearly defines itself by leveraging extensive relationships with a network of lenders, aiming to secure optimal terms and rates for its clients. This approach allows them to offer a wide array of specialized loan products tailored to unique financial situations and homeownership goals, distinguishing them from traditional direct lenders.

The firm focuses on providing personalized service, streamlining the complex mortgage process, and handling paperwork and negotiations on behalf of borrowers. Their comprehensive product suite includes Conventional, FHA, VA, USDA, Jumbo, and Refinance loans, alongside specific Utah Housing programs designed for low and moderate-income families.

Direct Mortgage, Corp. caters to a diverse clientele, from first-time homebuyers with less-than-perfect credit seeking FHA loans to those with excellent credit pursuing conventional financing. They emphasize transparency and client education, offering tools like online rate quotes and pre-qualification, supported by a team of experienced loan officers readily available for consultation.

Company Information

Lender Type: Mortgage Broker

Certifications & Credentials

FHA ApprovedVA ApprovedUSDA Approved

Digital Capabilities

Online Application
Pre-Qualification Tool
Rate Calculator
Online Account Management
Automated Underwriting

Home Loan Products

Conventional Loan Program

Loan Types:
ConventionalRefinance
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-EmployedBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Good (680-739)Excellent (740+)
5%
Min Down Payment
95%
Max LTV
680
Min Credit Score

FHA Loan Program

Loan Types:
FHA
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time Homebuyer
Credit Tiers:
Fair (620-679)

USDA Loan Program

Loan Types:
USDARefinance
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation

VA Loan Program

Loan Types:
VA
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Veteran Program

Jumbo Loan Program

Loan Types:
Jumbo
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation

General Refinance Loan

Loan Types:
Refinance
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
30 years

Utah Housing Loan Programs

Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerNo PMI Program

Contact Information

6955 Union Park Center #540
Midvale, UT 84047
US

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Business Information

Category: Mortgage Lender
Location: Midvale, UT
Status: Standard
Type: Mortgage Broker
NMLS ID: 9612
Profile Views: 1

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