About Kody Sheffield
UnitedFirst Mortgage, operating under Utah Capital Mortgage LLC, is a dedicated direct mortgage lender committed to helping clients achieve homeownership and financial savings. With over 60 years of combined team experience in the mortgage industry, the company has successfully served more than 20,000 clients across over 200 areas in the Northwest and Southwest USA, including key states like Colorado, California, Utah, Idaho, and Wyoming.
Their mission emphasizes setting high standards in the mortgage industry through quality customer service, guiding individuals confidently through the home loan process to select the best mortgage option for their unique needs. UnitedFirst Mortgage strives to cultivate lifelong client relationships by going above and beyond to ensure satisfaction and earn referrals.
UnitedFirst Mortgage offers a comprehensive suite of loan programs, encompassing various home loan options like Conventional, FHA, VA, USDA, Non-QM, and Reverse Mortgages, alongside Commercial Loans. They combine personalized consultation with convenient digital tools, including online applications and various mortgage calculators, to streamline the lending experience for their diverse clientele.
Their mission emphasizes setting high standards in the mortgage industry through quality customer service, guiding individuals confidently through the home loan process to select the best mortgage option for their unique needs. UnitedFirst Mortgage strives to cultivate lifelong client relationships by going above and beyond to ensure satisfaction and earn referrals.
UnitedFirst Mortgage offers a comprehensive suite of loan programs, encompassing various home loan options like Conventional, FHA, VA, USDA, Non-QM, and Reverse Mortgages, alongside Commercial Loans. They combine personalized consultation with convenient digital tools, including online applications and various mortgage calculators, to streamline the lending experience for their diverse clientele.
Company Information
Lender Type: Direct Lender
Headquarters: Midvale, UT
Total Loans Originated: 20,000+ successful applications
Licensed In
COCAUTIDWY
Certifications & Credentials
FHA ApprovedVA Approved
Digital Capabilities
Online Application
Rate Calculator
Home Loan Products
Conventional Fixed Rate Mortgages
Loan Types:
Conventional
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
10 years15 years30 years40 years
VA Mortgage Loans
Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation
Special Programs:
Veteran Program
100%
Max LTV
USDA Loans
Loan Types:
USDA
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation
100%
Max LTV
Non-QM Loan Program
Loan Types:
Non-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
Self-Employed
Income Verification:
Bank StatementNo Income Verification
General Refinance Loans
Loan Types:
RefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Income Verification:
Full Documentation
Foreign National Loan Program
Loan Types:
Non-QM
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceInvestment Property
Income Verification:
Full Documentation
Special Programs:
Foreign National Program
Reverse Mortgage Loans
Loan Types:
Reverse Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
Retired
Income Verification:
No Income Verification
FHA Mortgage Loans
Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondo
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation
3%
Min Down Payment
FHA Streamline Refinance
Loan Types:
FHARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondo
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation
Residential Construction Loans
Loan Types:
Construction
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation
Home Equity Loans
Loan Types:
Home Equity LoanSecond Mortgage
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation
Jumbo Loan Program
Loan Types:
JumboFHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondo
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Income Verification:
Full Documentation
Adjustable Rate Mortgages (ARM)
Loan Types:
Conventional
Rate Types:
Adjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Income Verification:
Full Documentation
Available Terms:
3 years5 years7 years10 years
Commercial Loan Products
Commercial Mortgages
Loan Types:
Conventional CRECommercial Construction
Property Types:
OfficeRetailIndustrial/Warehouse
Contact Information
7351 Union Park Ave Suite 225
Midvale, UT 84121
US
Mailing Address:
7351 South Union Park Ave, Ste 225 Midvale, UT 84047
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Business Information
Category: Mortgage Lender
Location: Midvale, UT
Status: Standard
Type: Direct Lender
NMLS ID: 288937
Loans Originated: 20,000+ successful applications
Profile Views: 0
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