District Lending

Mortgage Broker serving Paradise Valley, AZ

About District Lending

District Lending operates as a dedicated mortgage broker, providing borrowers with access to a broad network of over 50 lenders. The company has focused on demystifying the mortgage application process, offering a streamlined online experience that prioritizes efficiency and transparency. They aim to secure competitive rates and stand out by charging zero lender fees, a significant advantage for their clients.

The firm specializes in a diverse range of home loan products, including government-backed options like FHA and VA loans, tailored for varied credit profiles and down payment needs. They also facilitate jumbo loans for higher value properties, construction loans, and specialized DSCR loans for real estate investors focusing on property income. District Lending emphasizes guiding borrowers through complex options, such as refinance strategies and understanding discount points versus origination fees.

Committed to speed and customer advocacy, District Lending leverages its online platform to facilitate quick closings, often within 10 business days. They offer real-time loan status updates and rate drop notifications, ensuring clients are well-informed from initial application through closing and beyond. Serving 16 states, District Lending positions itself as an accessible and efficient intermediary for diverse home financing needs.

Company Information

Lender Type: Mortgage Broker

Licensed In

AZCACOFLGAIDINMIMNNJOHORPASCTXWA

Digital Capabilities

Online Application
Digital Document Upload
Online Account Management
Rate Calculator
Pre-Qualification Tool
Real-Time Status Updates

Home Loan Products

Federal Housing Administration (FHA) Loans

Loan Types:
FHA
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Special Programs:
Low Down Payment ProgramFirst-Time Homebuyer
Credit Tiers:
Fair (620-679)Poor (580-619)

Veterans Administration (VA) Loans

Loan Types:
VA
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Special Programs:
Veteran ProgramLow Down Payment Program
Credit Tiers:
Fair (620-679)Poor (580-619)
0
100%
Max LTV

Jumbo Loans

Loan Types:
JumboConventional
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Credit Tiers:
Excellent (740+)Good (680-739)

Construction Loans

Loan Types:
Construction
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence

Debt Service Coverage Ratio (DSCR) Loan

Loan Types:
DSCRNon-QM
Property Types:
Investment Property
Occupancy Types:
Investment Property
Employment Types:
Self-EmployedInvestorBusiness Owner
Income Verification:
No Income Verification
Special Programs:
Self-Employed Program

Refinance and Cash-Out Refinance Loans

Loan Types:
RefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-op
Occupancy Types:
Primary ResidenceInvestment Property
Available Terms:
15 years30 years

Conventional Mortgages

Loan Types:
Conventional
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Income Verification:
Full DocumentationBank Statement

USDA Loans

Loan Types:
USDA
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence

Contact Information

6352 E Vista Dr
Paradise Valley, AZ 85018
US

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Business Information

Category: Mortgage Broker
Location: Paradise Valley, AZ
Status: Standard
Type: Mortgage Broker
Profile Views: 3

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