Dmitriy Shpuntov at U.S. Bank

Mortgage Lender serving New York, NY

About Dmitriy Shpuntov at U.S. Bank

U.S. Bank is a reputable banking institution offering a comprehensive suite of home financing solutions across all 50 states. Through dedicated mortgage sales supervisors like Dmitriy Shpuntov, they aim to simplify the home buying and refinancing process for individuals and families, emphasizing tailored advice to help borrowers understand their affordability and loan options.

The bank provides a wide array of mortgage products including Conventional, FHA, VA, and Jumbo loans, available with both fixed and adjustable rates. They cater primarily to borrowers seeking financing for single-family homes intended as their primary residence, with a focus on clients demonstrating strong credit profiles for optimal rates. U.S. Bank also offers specialized programs such as VA loans, which include benefits like low or no down payment options for eligible service members and veterans.

Committed to modern convenience, U.S. Bank integrates digital capabilities such as online applications and mortgage rate calculators to empower borrowers. Their focus on providing clear information, along with supporting resources for builders and realtors, positions them as a reliable partner in the real estate ecosystem.

Company Information

Lender Type: Bank

Licensed In

ALL

Certifications & Credentials

FHA ApprovedVA Approved

Digital Capabilities

Online Application
Rate Calculator

Home Loan Products

Conventional Fixed-Rate Mortgages

Loan Types:
ConventionalRefinanceCash-Out Refinance
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
10 years15 years20 years30 years
Credit Tiers:
Excellent (740+)
740
Min Credit Score

Conventional Adjustable-Rate Mortgages (ARMs)

Loan Types:
ConventionalRefinanceCash-Out Refinance
Rate Types:
Adjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
5 years7 years10 years
Credit Tiers:
Excellent (740+)
740
Min Credit Score

FHA Loans

Loan Types:
FHARefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
30 years
3.5%
Min Down Payment
96.5%
Max LTV

VA Loans

Loan Types:
VARefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Veteran Program
Available Terms:
30 years
0
100%
Max LTV

Jumbo Fixed-Rate Mortgages

Loan Types:
JumboRefinanceCash-Out Refinance
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
15 years20 years30 years
Credit Tiers:
Excellent (740+)
740
Min Credit Score

Jumbo Adjustable-Rate Mortgages (ARMs)

Loan Types:
JumboRefinanceCash-Out Refinance
Rate Types:
Adjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
5 years7 years10 years
Credit Tiers:
Excellent (740+)
740
Min Credit Score

Contact Information

Professional Licenses

NMLS ID: 403880
3 Bryant Pk 15th Floor
New York, NY 10017
US

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Business Information

Category: Mortgage Lender
Location: New York, NY
Status: Standard
Type: Bank
NMLS ID: 403880
Profile Views: 0

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