Dream Home Mortgage

Mortgage Broker serving Decatur, AL

About Dream Home Mortgage

Dream Home Mortgage is a mortgage company based in Decatur, Alabama, serving clients throughout the state. With over a decade of industry experience, their team is dedicated to helping clients find the best possible interest rates and navigate the home buying process with ease. They focus on providing customer-focused mortgage services, understanding that buying a home can be an intimidating experience without proper support.

The company acts as a "go-between" in the mortgage process, tirelessly searching for the lowest costs for each individual client. Dream Home Mortgage takes the time to listen to clients' needs and crafts their approach accordingly, offering unwavering support every step of the way. They specialize in assisting first-time home buyers, those purchasing investment properties, and clients looking to refinance their current mortgages. They also offer assistance to credit-challenged clients and provide a 1% down payment assistance program.

Dream Home Mortgage aims to beat any rates clients have been quoted and handle the entire mortgage process, taking the stress out of their hands. They strive to close loans quickly, sometimes in 15 days or less. The company offers various loan programs, including FHA, VA, conventional, USDA, and reverse mortgages, catering to clients from all walks of life.

Company Information

Lender Type: Mortgage Broker
Headquarters: Decatur, AL

Licensed In

AL

Digital Capabilities

Online Application

Home Loan Products

FHA Loans

Loan Types:
FHA
Property Types:
Single-Family HomeMulti-Family (2-4 units)CondoManufactured/Mobile Home
Occupancy Types:
Primary Residence
Special Programs:
First-Time Homebuyer
Credit Tiers:
Fair (620-679)Poor (580-619)Bad (<580)
3.5%
Min Down Payment
90%
Max LTV
500
Min Credit Score

Reverse Mortgages

Loan Types:
Reverse Mortgage
Property Types:
Single-Family HomeMulti-Family (2-4 units)CondoManufactured/Mobile Home
Occupancy Types:
Primary Residence

Conventional Loan

Loan Types:
Conventional

VA Loans

Loan Types:
VA
Special Programs:
Veteran Program

USDA Loan

Loan Types:
USDA

Home Refinancing

Loan Types:
Refinance

Investment

Property Types:
Investment Property
Occupancy Types:
Investment Property

Commercial Loan Products

Commercial Mortgage

Loan Types:
Conventional CRE

Contact Information

Fax: 256.686.4068

Professional Licenses

NMLS ID: 1674201
1690 Beltline Rd SW A
Decatur, AL 35601
US
Mailing Address:
101 14th St SW, Decatur, AL 35601

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Business Information

Category: Mortgage Broker
Location: Decatur, AL
Status: Standard
Type: Mortgage Broker
NMLS ID: 1674201
Profile Views: 8

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