Eagle Mortgage & Funding

Mortgage Lender serving Memphis, TN

About Eagle Mortgage & Funding

Eagle Mortgage & Funding Inc. has been a prominent direct mortgage lender based in Memphis, TN, since its founding in 1994. With its local operations rooted in East Memphis, the company prides itself on managing all underwriting and closing processes in-house, ensuring a streamlined and efficient experience for clients.

Committed to exceeding client expectations, Eagle Mortgage & Funding offers a diverse portfolio of home loan products, catering to a wide range of borrowers from first-time homebuyers to real estate investors. Their offerings include conventional, FHA, VA, USDA, and jumbo loans, alongside specialized Non-QM options like bank statement, DSCR, and foreign national programs.

Eagle Mortgage & Funding emphasizes exceptional customer service, striving for successful and on-time closings, boasting an impressive 10-day average closing time. With $350 million in loans funded to date, they leverage a fully streamlined online application process and personalized quotes to provide competitive rates and comprehensive mortgage solutions.

Company Information

Founded: 1994
Lender Type: Direct Lender
Headquarters: Memphis, TN
Total Loans Originated: $350 M in loans funded to date

Digital Capabilities

Online Application
Pre-Qualification Tool
Digital Document Upload
E-Signature
Rate Calculator

Home Loan Products

Conventional Home Loans

Loan Types:
ConventionalRefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Special Programs:
HomeReady ProgramHome Possible Program
Available Terms:
15 years30 years

FHA Loan Programs

Loan Types:
FHARefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoManufactured/Mobile Home
Occupancy Types:
Primary ResidenceInvestment Property
Special Programs:
First-Time HomebuyerDown Payment Assistance
Available Terms:
15 years30 years

VA Loan Programs

Loan Types:
VARefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceInvestment Property
Special Programs:
Veteran Program
Available Terms:
15 years30 years

FHA 203k Renovation Loans

Loan Types:
FHAConstruction
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondo
Occupancy Types:
Primary Residence
Special Programs:
Renovation LoanFHA 203k
Available Terms:
15 years30 years

USDA Mortgages

Loan Types:
USDA
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Available Terms:
15 years30 years

Jumbo Home Loans

Loan Types:
Jumbo
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond Home
Available Terms:
15 years30 years

Jumbo Investor Loans

Loan Types:
JumboPortfolio
Rate Types:
Fixed Rate
Property Types:
Investment Property
Occupancy Types:
Investment Property
Available Terms:
15 years30 years

Bank Statement Loans

Loan Types:
Non-QMBank Statement
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
Self-EmployedBusiness Owner
Income Verification:
Bank Statement
Special Programs:
Self-Employed ProgramBank Statement Program
Available Terms:
15 years30 years

DSCR (Debt Service Ratio) Loans

Loan Types:
Non-QMDSCR
Rate Types:
Fixed Rate
Property Types:
Investment Property
Occupancy Types:
Investment Property
Employment Types:
Investor
Income Verification:
No Income Verification
Available Terms:
15 years30 years

P&L (Profit and Loss) Loans

Loan Types:
Non-QM
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
Self-EmployedBusiness Owner
Income Verification:
Stated Income
Special Programs:
Self-Employed Program
Available Terms:
15 years30 years

Reverse Mortgage Loans

Loan Types:
Reverse Mortgage
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
Retired

Foreign National & ITIN Loans

Loan Types:
Non-QM
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoInvestment Property
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Special Programs:
Foreign National ProgramITIN ProgramNon-Resident Alien Program
Available Terms:
15 years30 years

1099 Only Program

Loan Types:
Non-QM
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
1099 ContractorSelf-Employed
Income Verification:
Stated Income
Special Programs:
Self-Employed Program
Available Terms:
15 years30 years

Non-Warrantable Condo & Condo Hotel Loans

Loan Types:
Non-QM
Rate Types:
Fixed Rate
Property Types:
CondoInvestment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Available Terms:
15 years30 years

Residential Bridge Loans

Loan Types:
Bridge
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceInvestment Property

Contact Information

6260 Poplar Ave
Memphis, TN 38119
US
Mailing Address:
6260 Poplar Ave in East Memphis

Connect With Us

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Business Information

Category: Mortgage Lender
Location: Memphis, TN
Status: Standard
Founded: 1994
Type: Direct Lender
Loans Originated: $350 M in loans funded to date
Profile Views: 0

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