Edina Realty Mortgage

Mortgage Lender serving Edina, MN

About Edina Realty Mortgage

Prosperity Home Mortgage, LLC operates as a dedicated mortgage lender primarily serving clients in Minnesota and Wisconsin. Affiliated with Edina Realty, they aim to streamline the home purchase and refinance process for individuals within these key states.

The company offers a comprehensive range of home loan products, including government-backed options like FHA, VA, and USDA loans, as well as conventional mortgages. They are particularly focused on making homeownership accessible, highlighted by their offerings of low and zero down payment programs. Prosperity Home Mortgage also assists clients with understanding the nuances between adjustable and fixed-rate mortgages, and the differences between pre-qualification and pre-approval.

Prosperity Home Mortgage prides itself on customer satisfaction, having been recognized as #1 in the nation for Customer Satisfaction with Mortgage Origination by J.D. Power in 2024. This accolade underscores their commitment to providing a positive and supportive lending experience to their borrowers.

Company Information

Lender Type: Direct Lender

Licensed In

MNWI

Digital Capabilities

Online Application
Rate Calculator
Pre-Qualification Tool

Home Loan Products

FHA Loan Programs

Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
3.5%
Min Down Payment
96.5%
Max LTV

VA Loan Programs

Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramLow Down Payment Program
0
100%
Max LTV

USDA Loan Programs

Loan Types:
USDA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
0
100%
Max LTV

Conventional Loan Programs

Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
3%
Min Down Payment
97%
Max LTV

Refinance Loans

Loan Types:
Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation

Contact Information

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Business Information

Category: Mortgage Lender
Location: Edina, MN
Status: Standard
Type: Direct Lender
Profile Views: 0

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