Edwards Federal Credit Union

Credit Union serving Palmdale, CA

About Edwards Federal Credit Union

Edwards Federal Credit Union has proudly served the Antelope Valley community since its founding in 1962. As a member-owned financial cooperative, the credit union is dedicated to providing tailored products and services designed to help its members achieve financial well-being and thrive within the local area.

The credit union distinguishes itself through a strong community focus and a commitment to accessible financial solutions. Beyond general mortgages, Edwards FCU offers specialized "Green Loans" for energy-efficient home upgrades and a robust suite of home equity options, including both fixed-rate loans and flexible lines of credit. Their offerings aim to make homeownership and leveraging home equity a straightforward process for California residents.

Committed to modern convenience, Edwards FCU provides digital capabilities such as an online application process, a mobile app for anytime account access, and a rate calculator. Their dedication to supporting their members' diverse financial needs, from securing a first home to funding home improvements, underscores their role as a trusted local financial partner.

Company Information

Founded: 1962
Lender Type: Credit Union

Licensed In

CA

Digital Capabilities

Online Application
Mobile App
Online Account Management
Rate Calculator

Home Loan Products

Mortgage Loans

Loan Types:
Conventional
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Special Programs:
First-Time HomebuyerLow Down Payment Program
3%
Min Down Payment
97%
Max LTV

Green Loans

Loan Types:
Home Equity Loan
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Special Programs:
Energy Efficient Mortgage

Home Equity Line of Credit (HELOC)

Loan Types:
HELOC
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Available Terms:
15 years
10%
Min Down Payment
90%
Max LTV

Home Equity Loan

Loan Types:
Home Equity Loan
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Available Terms:
5 years10 years15 years
10%
Min Down Payment
90%
Max LTV

Contact Information

Connect With Us

Get a Free Quote

Business Information

Category: Credit Union
Location: Palmdale, CA
Status: Standard
Founded: 1962
Type: Credit Union
Profile Views: 17

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