Element Home Loans a Division of NFM Lending
Mortgage Lender serving Decatur, GA
About Element Home Loans a Division of NFM Lending
Element Home Loans operates as a high-powered, national mortgage company that strives to maintain a hometown feel. Functioning under NFM Lending, LLC, the company provides residential mortgage services across all 50 states through a network of local loan originators, aiming to bridge the gap between extensive reach and personalized service.
The lender distinguishes itself with a strong emphasis on technology, streamlining the home buying and refinancing processes. Customers can complete loan applications, upload documents, and sign most paperwork electronically, enhancing convenience and efficiency. Element Home Loans aims to simplify the journey to homeownership by focusing on a "common sense" approach to lending.
With over 15 years in the industry, Element Home Loans has facilitated over 8.5 billion in home loans, assisting more than 38,000 homebuyers. The company is also committed to community impact through its Element C.A.R.E.S. initiative, supporting causes dedicated to veterans, children, animal welfare, and families in need.
 The lender distinguishes itself with a strong emphasis on technology, streamlining the home buying and refinancing processes. Customers can complete loan applications, upload documents, and sign most paperwork electronically, enhancing convenience and efficiency. Element Home Loans aims to simplify the journey to homeownership by focusing on a "common sense" approach to lending.
With over 15 years in the industry, Element Home Loans has facilitated over 8.5 billion in home loans, assisting more than 38,000 homebuyers. The company is also committed to community impact through its Element C.A.R.E.S. initiative, supporting causes dedicated to veterans, children, animal welfare, and families in need.
Company Information
 Lender Type: Direct Lender 
  Headquarters: Linthicum, MD 
  Total Loans Originated: 8.5+ billion in home loans 
 Licensed In
 ALL 
 Certifications & Credentials
 FHA ApprovedVA ApprovedUSDA Approved 
 Digital Capabilities
  Online Application 
  Digital Document Upload 
  E-Signature 
  Rate Calculator 
  Pre-Qualification Tool 
 Home Loan Products
Residential Mortgage Loans
 Loan Types: 
  ConventionalFHAVAUSDARefinance 
  Rate Types: 
  Fixed Rate 
  Property Types: 
  Single-Family Home 
  Occupancy Types: 
  Primary Residence 
  Employment Types: 
  W-2 EmployeeSelf-Employed 
  Income Verification: 
  Full Documentation 
  Special Programs: 
    Veteran ProgramLow Down Payment Program 
  0     
 100%
 Max LTV
 All In One Loan™
 Loan Types: 
  Conventional 
  Rate Types: 
  Fixed Rate 
  Property Types: 
  Single-Family Home 
  Occupancy Types: 
  Primary Residence 
  Employment Types: 
  W-2 EmployeeSelf-Employed 
  Income Verification: 
     Full Documentation 
 Contact Information
305 E College Ave
 Decatur, GA 30030
 US
 Mailing Address:
 1190 Winterson Road, Suite 300, Linthicum, MD 21090
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Business Information
 Category: Mortgage Lender 
  Location: Decatur, GA 
  Status:  Standard  
   Type: Direct Lender 
  NMLS ID: 2893 
   Loans Originated: 8.5+ billion in home loans 
  Profile Views: 21 
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