Encore Mortgage LLC

Encore Mortgage, LLC operates as a dedicated mortgage broker based in Louisville, Kentucky, extending its services across Kentucky, Indiana, and Florida. Since its inception, the company has emphasized a client-centric approach, aiming to simplify the home loan process for diverse borrowers, including first-time homebuyers, and those seeking to purchase or refinance. They highlight their commitment to competitive rates for FHA, VA, Jumbo, and Conventional mortgages.

A distinguishing feature of Encore Mortgage is their promise of zero origination and zero processing fees, a significant benefit to borrowers. The company prides itself on efficiency, offering pre-approvals within an hour and a pre-approval certificate to streamline the purchasing journey. With over 30 years of residential lending experience, their team is focused on providing seamless, professional, and responsive service, ensuring timely closings for their clients.

Encore Mortgage's service philosophy centers on fostering lasting relationships built on honesty and integrity. They are adept at handling various borrower situations and are highly recommended by clients for their knowledge, communication, and ability to navigate complex loan scenarios effectively. Their offerings include a range of fixed and adjustable-rate options, as well as specialized reverse mortgage programs for eligible homeowners.