Equity 1 Loans

Equity 1 Loans has been serving the Bakersfield area for over 30 years as a direct lender, offering fast real estate loans without the hassle of middlemen or loan committees. They specialize in providing financing solutions for property purchases, refinancing, and equity cash-out, catering to self-employed individuals and those with low FICO scores or no proof of income.

The company distinguishes itself through its no-interest short-term loan option for flippers and its 30-year loan with low payments, designed to help borrowers achieve taxable or untaxable profits. Equity 1 Loans emphasizes honesty, transparency, and a commitment to helping borrowers prevent or stop foreclosure.

With a focus on building long-term relationships and providing personalized service, Equity 1 Loans guarantees loan quotes in one day and funding in seven days, typically. They offer a free appraisal and loan quote with no obligation and provide a reward of a free vacation cruise check if a cash loan is accepted.