Excel Funding Real Estate Services

Mortgage Broker serving Rancho Palos Verdes, CA

About Excel Funding Real Estate Services

Excel Funding Real Estate Services, Inc., operating locally as Excel Home Realty, serves the Rancho Palos Verdes area as a comprehensive real estate and mortgage brokerage. With a strong emphasis on local market expertise, the company assists clients with both buying and selling homes, leveraging their deep knowledge to secure favorable terms and streamline complex transactions in the Southern California region.

As a dedicated mortgage broker, Excel Funding Real Estate Services, Inc. distinguishes itself by connecting borrowers with a wide array of lending partners to suit diverse financial needs. They provide guidance on various loan programs, including Conventional, FHA, VA, USDA, Jumbo, and Non-QM loans, specifically addressing the needs of credit-challenged borrowers through their B/C loan offerings. The firm also assists with Reverse Mortgages and Second Mortgages, offering a broad spectrum of financing solutions.

Committed to simplifying the homeownership journey, Excel Funding Real Estate Services, Inc. provides valuable online resources such as mortgage calculators, pre-qualification tools, and detailed loan application checklists. Their personalized approach, combined with accessible digital capabilities, aims to empower clients in the Rancho Palos Verdes community to achieve their real estate and financing goals with confidence and clarity.

Company Information

Lender Type: Mortgage Broker
Headquarters: Rancho Palos Verdes, CA

Licensed In

CA

Digital Capabilities

Online Application
Rate Calculator
Pre-Qualification Tool
Digital Document Upload

Home Loan Products

Conventional Loan Programs

Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredBusiness Owner
Income Verification:
Full DocumentationBank StatementAsset Depletion
Special Programs:
Low Down Payment ProgramDown Payment Assistance

Jumbo and Non-Conforming Loans

Loan Types:
JumboNon-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseInvestment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredBusiness Owner
Income Verification:
Full DocumentationBank StatementAsset Depletion

B/C Loans (Credit Challenged Borrowers)

Loan Types:
Non-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredBusiness Owner
Income Verification:
Full DocumentationBank StatementAsset Depletion
Credit Tiers:
Fair (620-679)Poor (580-619)Bad (<580)

FHA Loan Program

Loan Types:
FHA
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Special Programs:
First-Time HomebuyerLow Down Payment Program
3%
Min Down Payment

VA Loan Program

Loan Types:
VA
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Special Programs:
Veteran Program
0

USDA Rural Housing Loan Program

Loan Types:
USDA
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence

Reverse Mortgage

Loan Types:
Reverse Mortgage
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence

Second Mortgage (Piggyback Loan)

Loan Types:
Second Mortgage
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Special Programs:
Low Down Payment Program

Contact Information

28924 S Western Ave
Rancho Palos Verdes, CA 90275
US
Mailing Address:
28924 South Western Avenue, Suite 110 Rancho Palos Verdes, CA 90275

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Business Information

Category: Mortgage Broker
Location: Rancho Palos Verdes, CA
Status: Standard
Type: Mortgage Broker
NMLS ID: 330182
Profile Views: 7

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