Fairway Mortgage Carolinas

Mortgage Lender serving Charlotte, NC

About Fairway Mortgage Carolinas

Fairway Carolinas, a branch of Fairway Independent Mortgage Corporation, is a dedicated direct lender serving the Charlotte, NC, and surrounding South Carolina areas. Emphasizing a philosophy of "The FAIR Way," the company is committed to providing straightforward mortgage solutions with a significant positive impact on its clients' lives. They prioritize excellent customer service, ensuring speed to respond, transparency with no hidden fees, and a unique money-back guarantee for earnest money and moving expenses if closing dates are missed due to their fault.

This lender distinguishes itself through a deep commitment to its people and the communities it serves. Fairway Carolinas guides clients through the home buying, refinancing, and investment property processes, aiming to make homeownership accessible and stress-free. Their approach is highlighted by numerous positive client testimonials praising the team's communication, knowledge, and efficiency in achieving fast closings, even for first-time homebuyers.

Fairway Carolinas combines a client-centric approach with robust support, as evidenced by their active local team and emphasis on responsiveness. Their dedication to helping individuals achieve their homeownership goals, coupled with their unique guarantee, positions them as a reliable partner in the mortgage lending landscape for residents in North and South Carolina.

Company Information

Lender Type: Direct Lender
Headquarters: Charlotte, NC

Licensed In

NCSC

Certifications & Credentials

FHA ApprovedVA Approved

Digital Capabilities

Online Application
Digital Document Upload
Pre-Qualification Tool

Home Loan Products

Home Purchase Loans

Loan Types:
ConventionalFHAVA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
Available Terms:
15 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)

Home Refinance Loans

Loan Types:
RefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
15 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)

Investment Property Loans

Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Investment Property
Occupancy Types:
Investment Property
Employment Types:
W-2 EmployeeSelf-EmployedInvestorBusiness Owner
Income Verification:
Full Documentation
Available Terms:
15 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)

Contact Information

8832 Blakeney Professional Dr STE 102
Charlotte, NC 28277
US
Mailing Address:
10720 Sikes Place Suite 125 Charlotte, NC 28277

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Business Information

Category: Mortgage Lender
Location: Charlotte, NC
Status: Standard
Type: Direct Lender
NMLS ID: 108157
Profile Views: 0

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