Fallbrook Mortgage Corporation

Mortgage Lender serving Long Beach, CA

About Fallbrook Mortgage Corporation

EMortgage Capital, Inc., operating through loan officers like Steven Loy, serves as a mortgage broker connecting clients with a broad network of over 100 national lenders. They facilitate financing for a diverse range of property types, including single-family homes, investment properties, apartment buildings, commercial spaces, and land, catering to both purchase and refinance needs.

The company distinguishes itself by offering a comprehensive suite of loan programs, from conventional, FHA, and VA loans to specialized Non-QM options like DSCR, Bank Statement, and Foreign National/ITIN programs. They also assist with down payment assistance, reverse mortgages, and various refinance and home equity solutions, ensuring a wide array of borrower needs can be addressed.

With an Irvine, CA headquarters and licensing in over 20 states, EMortgage Capital aims to provide fast, reliable, and competitive financing solutions. Their focus is on ensuring clients receive optimal rates and closing costs through their extensive lender partnerships, emphasizing clear communication and client support throughout the loan process.

Company Information

Lender Type: Mortgage Broker
Headquarters: Irvine, CA

Certifications & Credentials

Equal Housing Lender

Digital Capabilities

Pre-Qualification Tool

Home Loan Products

Standard Residential & Government Loans

Loan Types:
VAFHAConventionalRefinance
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerDown Payment Assistance

Non-QM & Alternative Income Programs

Loan Types:
Non-QMBank Statement
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
Self-EmployedBusiness Owner
Income Verification:
No Income VerificationBank Statement
Special Programs:
Self-Employed ProgramBank Statement ProgramForeign National ProgramITIN Program

DSCR Investment Property Loans

Loan Types:
DSCRNon-QM
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Investment Property
Employment Types:
Investor
Income Verification:
No Income Verification

Refinance & Home Equity Options

Loan Types:
RefinanceCash-Out RefinanceSecond MortgageHELOCHome Equity Loan
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property

Reverse Mortgage Programs

Loan Types:
Reverse Mortgage
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
Retired

Commercial Loan Products

Commercial Real Estate & Business Financing

Loan Types:
Conventional CRE
Property Types:
Multifamily (5+ units)OfficeRetailIndustrial/WarehouseHospitalityLand

Contact Information

4000 Long Beach Blvd # 210
Long Beach, CA 90807
US
Mailing Address:
18071 Fitch Ste. 200 Irvine, CA 92614

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Business Information

Category: Mortgage Lender
Location: Long Beach, CA
Status: Standard
Type: Mortgage Broker
NMLS ID: 1416824
Profile Views: 14

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