Farmers & Merchants State Bank

F&M Bank, headquartered in Archbold, Ohio, operates as a community bank offering personal, business, and agricultural banking services. With a history spanning several decades, F&M Bank has established itself as a trusted financial partner across Ohio, Indiana, and Michigan.

The bank emphasizes building strong relationships with its customers and supporting the local communities it serves. F&M Bank distinguishes itself through its local decision-making process, providing transparency, trust, and personal relationships often not found at larger national banks. They focus on understanding the unique needs of each customer to provide tailored financial solutions.

With 37 full-service offices and a commitment to community development, F&M Bank combines traditional banking values with modern services. They support numerous local organizations, demonstrating their dedication to the well-being and prosperity of the areas they serve. As of 2025, Farmers & Merchants Bancorp, Inc. is a $3.6 billion bank holding company.