FHA.com

FHA.com, established in 1997, operates as a privately owned informational website dedicated to the Federal Housing Administration (FHA) loan program. It explicitly states that it is not a government agency and does not originate loans. Instead, the platform serves as a comprehensive resource for borrowers seeking knowledge and guidance related to FHA mortgages.

This website provides extensive articles, updates, and learning resources covering FHA loan requirements, down payments, credit score guidelines, and various FHA programs including purchase and refinance options. It also features mortgage calculators, FHA loan limits for different counties and property types, and tools for comparing FHA rates, effectively guiding potential homebuyers through the complexities of the FHA loan process.

While FHA.com does not fund loans, its role is akin to a mortgage broker in an informational capacity, connecting prospective borrowers with the necessary details and resources to understand and prepare for FHA financing. The site aims to assist first-time homebuyers and those with lower credit scores by demystifying FHA loan qualifications and helping them navigate towards actual lenders.