Fidelity First Mortgage

Mortgage Broker serving Staten Island, NY

About Fidelity First Mortgage

Fidelity First Mortgage Corp, operating as a registered Mortgage Broker, has been assisting clients in New York and Florida for over 30 years. Founded with the mission to help individuals achieve their homeownership dreams, the company acts as an intermediary, arranging loans exclusively through trusted third-party lenders.

The brokerage distinguishes itself by offering a comprehensive range of home loan options, including conventional, FHA, VA, USDA, and jumbo mortgages, alongside specialized programs for first-time homebuyers and those needing down payment assistance. They also cater to unique financial situations with alternative income and Non-QM loan solutions, accommodating self-employed borrowers and those seeking no-income verification options. Their digital tools, such as online applications and pre-qualification, streamline the initial process.

Committed to guiding borrowers through every step of the mortgage journey, Fidelity First Mortgage Corp emphasizes understanding individual financial situations and goals. With a focus on personal service, they help clients navigate different rate options like fixed and adjustable-rate mortgages, ensuring a tailored approach to securing the right financing.

Company Information

Founded: 1994
Lender Type: Mortgage Broker
Headquarters: STATEN ISLAND, NY

Licensed In

NYFL

Digital Capabilities

Online Application
Rate Calculator
Pre-Qualification Tool
Digital Document Upload

Home Loan Products

Standard Home Purchase & Refinance

Loan Types:
ConventionalRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
15 years30 years
100%
Max LTV

FHA Home Loans

Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
3.5%
Min Down Payment

VA Home Loans

Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Veteran Program
0

USDA Rural Development Loans

Loan Types:
USDA
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
0

Jumbo Loans

Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation

Alternative Income & Non-QM Loans

Loan Types:
Non-QMBank StatementNon-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family HomeInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
Self-EmployedBusiness Owner
Income Verification:
Bank StatementNo Income VerificationStated Income
Special Programs:
Self-Employed Program
Credit Tiers:
Fair (620-679)Poor (580-619)Bad (<580)

Down Payment Assistance Programs

Loan Types:
ConventionalFHAVAUSDA
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 Employee
Income Verification:
Full Documentation
Special Programs:
Down Payment Assistance
0

Home Equity Loans & Second Mortgages

Loan Types:
Home Equity LoanSecond Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation

Contact Information

3974 Amboy Rd Suite 302
Staten Island, NY 10308
US
Mailing Address:
3974 Amboy Road Suite 302 STATEN ISLAND, NY 10308

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Business Information

Category: Mortgage Broker
Location: Staten Island, NY
Status: Standard
Founded: 1994
Type: Mortgage Broker
NMLS ID: 5947
Profile Views: 0

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