First Bank Loan Center

Bank serving Columbus, OH

About First Bank Loan Center

First Bank has been a cornerstone financial institution in North and South Carolina for over 80 years. As a traditional bank, they provide a comprehensive range of personal and business banking services, with a particular emphasis on making homeownership and business growth accessible to their local communities. They focus on building long-term relationships and offering tailored financial solutions.

The bank distinguishes itself through its commitment to financial education, offering various online courses on topics such as home buying, small business essentials, and financial resilience. They empower their clients with the knowledge needed to make informed financial decisions, complementing their straightforward loan application processes and dedicated local loan officers.

First Bank combines local expertise with modern conveniences, including online account management and mortgage calculators. With an NMLS ID of 474504, they uphold a strong commitment to regulatory compliance and client transparency, aiming to be a trusted partner for individuals and businesses throughout their financial journeys in the Carolinas.

Company Information

Lender Type: Bank
Headquarters: Greensboro, NC

Licensed In

NCSC

Certifications & Credentials

Equal Housing Lender

Digital Capabilities

Online Application
Online Account Management
Rate Calculator

Home Loan Products

Conventional Mortgage Loans

Loan Types:
ConventionalRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time Homebuyer
Available Terms:
15 years20 years30 years

Government Mortgage Loans

Loan Types:
FHAVAUSDARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerVeteran Program
Available Terms:
15 years20 years30 years

ITIN Home Loans

Loan Types:
Non-QM
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
ITIN Program

Construction Loans

Loan Types:
Construction
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation

Jumbo Loans

Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation

Home Equity Loans and HELOCs

Loan Types:
HELOCHome Equity Loan
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation

Commercial Loan Products

Business and Commercial Real Estate Loans

Loan Types:
Conventional CREBusiness Acquisition
Property Types:
Multifamily (5+ units)OfficeRetailIndustrial/Warehouse

Contact Information

34 N High St
Columbus, OH 43215
US
Mailing Address:
Attn: Loan Operations Department 2nd Floor 101 N Spring Street Greensboro, NC 27401

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Business Information

Category: Bank
Location: Columbus, OH
Status: Standard
Type: Bank
NMLS ID: 474504
Profile Views: 12

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